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* from \"-!../../node_modules/mini-css-extract-plugin/dist/loader.js??ref--6-oneOf-1-0!../../node_modules/css-loader/dist/cjs.js??ref--6-oneOf-1-1!../../node_modules/vue-loader/lib/loaders/stylePostLoader.js!../../node_modules/postcss-loader/src/index.js??ref--6-oneOf-1-2!../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../node_modules/vue-loader/lib/index.js??vue-loader-options!./BuyingTips.vue?vue&type=style&index=0&id=064ee02b&scoped=true&lang=css&\"","var render = function () {var _vm=this;var _h=_vm.$createElement;var _c=_vm._self._c||_h;return _c('Page',[_c('SiteMasthead',{attrs:{\"title\":\"Buying Tips\",\"image\":\"/assets/images/photos/buying-tips.jpg\"}}),_c('ContentRow',[_c('ContentContainer',[_c('Row',{attrs:{\"verticalAlign\":\"flex-start\"}},[_c('Column',{attrs:{\"width\":\"8\",\"mdWidth\":\"12\"}},[_c('SectionSubtitle',[_vm._v(\"Need some help with the buying process?\")]),_c('SectionTitle',[_vm._v(\"Buying Tips\")]),_c('p',[_vm._v(\"Buying property in our beautiful part of the world is a fantastic choice, because the area has so much to offer.\")]),_c('p',[_vm._v(\"However, it can be a big journey for new home buyers and veteran investors alike.\")]),_c('p',[_vm._v(\"To help you, we have compiled this page of information full of buying tips.\")]),_c('ol',[_c('li',[_vm._v(\" Decide on your real estate goals \"),_c('p',[_vm._v(\"For some, the idea of owning your own home comes down to being independent. For others, it's about building future wealth and starting a family. It's important to decide on the “why” behind you looking to make a purchase, as that will make a difference with what you're looking for and how.\")])]),_c('li',[_vm._v(\" Save for a deposit \"),_c('p',[_vm._v(\"Building a bit of a deposit means that you're serious about purchasing and is often essential in acquiring financial assistance with a Bank or lender - in the form of a mortgage. How much you save it up to you, but a sizable amount will reduce your loan amount and give you some breathing room with your finances.\")])]),_c('li',[_vm._v(\" Early financial discussions to know what you need to do \"),_c('p',[_vm._v(\"Know exactly what you need to have in place to meet lending requirements - it all starts with that first discussion. You will never know if you don't ask! When you sit down and explain your real estate goals, ideal budgets and financial situation, they will help you by discussing your options and even helping you apply for a loan.\")])]),_c('li',[_vm._v(\" Know how much you can borrow \"),_c('p',[_vm._v(\"While you may have an ideal budget in mind, it really comes down to your loan capacity, which is decided by the lenders. Your financier will give you a few options, and then the lenders will come back with how much they will pre-approve you for. Once you decide which your preferred lender is, you will know your budget which will help you when you begin to look at properties. Be very clear about what loan you're looking at, and ensure you've read all of the terms, conditions and fees before you proceed.\")])]),_c('li',[_vm._v(\" Educate yourself \"),_c('p',[_vm._v(\"The property market has a lot of factors that a buyer needs to know, such as stamp duty, land tax, insurances required, contracts, Auctions and Private Treaty selling methods and more. Do your research now to find out how each of these may affect you. Speak to us, at One Stop Property, if you need more information. We'd be happy to help you.\")])]),_c('li',[_vm._v(\" It's time to search! \"),_c('p',[_vm._v(\"Now you can go out into the market, seek advice, speak to friends and family, find your most trusted local agents and do your research. Particularly focus on going to as many Open Homes as you possibly can. The more homes you see, the better you will start to understand the current market, what's available, what you prefer and most importantly, what meets your real estate goals. You will quickly find yourself able to narrow your search as you build your knowledge and find what best suits you.\")])]),_c('li',[_vm._v(\" When you find one you like \"),_c('p',[_vm._v(\"If you see a property that you like, inquire with the selling agent for a contract which will provide you with all of the details and information from a legal standpoint.\")]),_c('p',[_vm._v(\"It's recommended that you seek a solicitors' assistance with this, as you don't want to make an offer without checking the contract.\")]),_c('p',[_vm._v(\"Additionally, before making any property offers, check with if there are any issues with attaining finance on a certain property with your lender (or broker) as there might be restrictions based on the postcode, size or type of the property.\")]),_c('p',[_vm._v(\"You may also wish to get a Building and Pest Inspection done on the property which will check for the property's structural integrity and if it has any issues you need to know about. If you are buying an apartment, you also should do a strata search to ensure the financial health of the apartment complex and the body corporate.\")])]),_c('li',[_vm._v(\" Secure that property \"),_c('p',[_vm._v(\"If everything is ready and good to go, make an offer to the agent or participate in the auction by making bids.\")]),_c('p',[_vm._v(\"Once you have agreed on a price, these following steps will quickly follow:\")]),_c('ul',[_c('li',[_vm._v(\"Engage your legal representative to check the final contract and then sign it with the price.\")]),_c('li',[_vm._v(\"Exchange contracts with the vendor or developer.\")]),_c('li',[_vm._v(\"Pay the agreed deposit or holding fee.\")]),_c('li',[_vm._v(\"Notify your broker of your intention to buy and provide them with a copy of the contract.\")]),_c('li',[_vm._v(\"They will then notify the lender and organise the funds and mortgage to be set up to finalise the purchase.\")])])]),_c('li',[_vm._v(\" Finalise settlement \"),_c('p',[_vm._v(\"Your legal representative, vendors and lender's solicitors will attend your settlement to exchange cheques, transfer the title on the property and ensure that all the services and rates are paid up-to-date. Stamp duty and any fees for the bank and your legal representative will also be paid then.\")]),_c('p',[_vm._v(\"With the purchase completed, your agent will release the keys to the property. Congratulations – you are now a property owner!\")])])])],1),_c('Column',{attrs:{\"width\":\"4\",\"mdWidth\":\"12\"}},[_c('div',{staticClass:\"form-container\"},[_c('h5',[_vm._v(\"Want more information?\")]),_c('h4',[_vm._v(\"Contact our team\")]),_c('Form',{attrs:{\"type\":\"Generic.WebsiteContactForm\"}})],1)])],1)],1)],1)],1)}\nvar staticRenderFns = []\n\nexport { render, staticRenderFns }","\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\r\nimport { Component, Mixins } from 'vue-property-decorator';\r\nimport { View } from 'client-website-ts-library/plugins';\r\nimport Form from '@/components/Forms/Form.vue';\r\n\r\n@Component({\r\n  components: {\r\n    Form,\r\n  },\r\n})\r\nexport default class BuyingTips extends Mixins(View) {\r\n}\r\n","import mod from \"-!../../node_modules/cache-loader/dist/cjs.js??ref--14-0!../../node_modules/thread-loader/dist/cjs.js!../../node_modules/babel-loader/lib/index.js!../../node_modules/ts-loader/index.js??ref--14-3!../../node_modules/cache-loader/dist/cjs.js??ref--0-0!../../node_modules/vue-loader/lib/index.js??vue-loader-options!./BuyingTips.vue?vue&type=script&lang=ts&\"; 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